The best Splitwise alternatives in 2026, honestly compared
By the SuperSplit team — and yes, one of the seven below is ours. Disclosure up front: we've tried to be fair anyway, and where a tool isn't ours, we say who it's actually best for.
People don't leave Splitwise because it's bad — they leave because of the shape of the free plan. The daily expense cap, the video ads, the constant Pro prompts, and the requirement that every participant creates an account add up. Whatever your reason, here's the honest field of alternatives.
The short version
| App | Free tier | No account for guests | Multi-currency |
|---|---|---|---|
| SuperSplit | Unlimited | View-only links | Yes |
| Tricount | Unlimited | Yes | Yes |
| Splid | Generous | Yes | 150+ |
| Settle Up | Yes | Partial | Yes |
| SplitterUp | Paid (once) | — | Yes |
| TravelSpend | Freemium | — | 150+ |
| Splitwise | Capped | No | Pro only |
The picks, one by one
1. SuperSplit
Ours — so take this with the appropriate salt. SuperSplit is built for the messy reality of group travel: unlimited expenses on the free plan, receipt scanning, 150+ currencies with live conversion, flexible splits (equal, shares, exact, %), and smart settle-up that collapses a tangle of debts into the fewest payments. Groups can be shared as view-only browser links, so the friend who refuses to install anything can still see the balance. Try it free →
2. Tricount
Owned by bunq and hugely popular in Europe with 17M+ users. Free and unlimited, with no daily caps, and its standout feature is that participants don't need an account or the app — you can add people who never signed up. The trade-off: no AI receipt scanning.
3. Splid
No account, no sign-up, no daily limits, 150+ currencies with automatic conversion — and it works fully offline. For a multi-country trip with spotty Wi-Fi, that combination is hard to beat. Receipt scanning isn't its focus.
4. Settle Up
A long-standing, straightforward free option for after-the-fact splitting. Clean, reliable, good for the same group of friends settling the same kind of tab again and again. Multi-currency support is more limited for guests.
5. SplitterUp
If you want receipt scanning, smart settlements, and multi-currency without a recurring fee, SplitterUp sells the whole toolkit as a one-time purchase. There's no free tier, but there's also no subscription.
6. TravelSpend
More budgeting tool than pure splitter: set a trip budget, log expenses in 150+ currencies offline, and track who owes whom. Some features sit behind Premium, so check before committing the whole group to it.
7. Splitwise
Worth saying plainly: if your whole group already lives on Splitwise, the network effect beats any single feature list. The friction is the free-tier caps and the account requirement — but the core product still works, and moving ten people is its own cost. If you're curious exactly what changed, we broke down what Splitwise's free plan includes separately.
How to choose
- Trips with receipts and mixed currencies? SuperSplit
- Free, unlimited, zero signup friction? Tricount or Splid
- Offline international travel? Splid
- All features, no subscription? SplitterUp (one-time) or SuperSplit's lifetime pass
Whichever you pick, remember that the best splitter is the one your group will actually use. Adoption beats features every time. For the human side of that, see our guide to splitting trip expenses without drama.
Try the trip-ready one.
Multi-currency, receipt scanning, and settle-up in the fewest payments. Free to start.
