Tricount vs Splitwise: which old-school splitter fits your group
By the SuperSplit team. We make a competing app, SuperSplit, so this comparison sticks to verifiable facts from both companies' own pages, and we will point out where each genuinely wins.
Tricount vs Splitwise comes down to which limit bothers your group less. Splitwise has the bigger ecosystem, better ratings, and more polish; its free plan carries a daily expense cap and ads, with the essentials behind a Pro subscription. Tricount's free tier has no ads and no expense cap, works offline as a premium feature, and requires accounts like Splitwise does. If your group hates caps, Tricount wins on principle. If your group wants the app everyone has already heard of, Splitwise wins on network. There is also a third option, ours, with no caps, no ads, and no account needed for guests, which we will state plainly at the end.
Where the facts come from
Both companies describe the other generously on their own pages, so we will cite carefully. The comparison data below reflects Tricount's own published comparison (dated April 2025 on their site) plus each app's listing. Prices and limits change; check their sites before deciding.
The comparison
- Free tier shape. Splitwise free: a cap of about five expenses per day, with ads. Tricount free: no ads, no expense cap, with calculator, spending insights, and offline mode as premium extras.
- Accounts. Both require every participant to sign up. This is the single biggest adoption blocker for casual groups, and neither app bends on it.
- Languages. Tricount lists 28 languages against Splitwise's 37; both cover the majors.
- Ratings and reach. Splitwise shows roughly 4.8 stars across a very large review base (tens of thousands of ratings); Tricount sits around 4.7 with a much smaller English-store review count. Splitwise is the default app people already have.
- Paid tier. Splitwise Pro runs about 4.99 dollars a month and removes the cap and ads. Tricount's premium adds offline mode, calculator, and insights.
Which groups should pick which
Pick Splitwise if
Your group is mixed-platform, several members already have accounts, and your expense volume is low: a dinner club logging a handful of entries a month will never feel the daily cap. The network effect is real; invites convert because the app is familiar.
Pick Tricount if
Your group logs a lot: a household or a long trip will hit Splitwise's five-per-day ceiling fast, and ads between screens wear thin. Tricount's unlimited free entries fit heavy users, and the multi-language support matters for groups spanning countries.
Consider SuperSplit if
The account wall, not the caps, is what kills your group. We built SuperSplit free with no expense caps and no ads, and every group gets a view-only balance link that opens in a browser: your friend who refuses another account just clicks it. The trade: we are the youngest app of the three, with a smaller user base and fewer of the long-tail features the veterans accumulated. The pricing page shows what the optional upgrade adds; the core splitting is free. Our fuller take on the category is the best Splitwise alternatives, including apps beyond these two.
The details people miss
Two quiet differences matter more than the feature table. First, settlement style: Splitwise leans on integrations with payment services by region; Tricount keeps balances in-app and expects manual settlement; SuperSplit simplifies debts to minimal transfers and leaves the payment method to you. Second, data exit: before any long-term commitment, check you can export the ledger, because the app you pick for a flatmate group will hold two years of your household's history.
For trip-specific planning, our no-drama trip expense system works with any of the three, and the roommate version is here.
Frequently asked questions
Is Tricount really free?
The core is free with no ads and no expense cap. Offline mode, the calculator, and spending insights come with Tricount's premium tier.
Is Splitwise free tier enough for a trip?
Usually not. A group trip easily logs more than five expenses a day across meals, tickets, and transport, which is exactly when the cap pushes you to Pro or to an uncapped alternative.
Do both apps require everyone to make an account?
Yes. Splitwise and Tricount both require sign-up for participation. SuperSplit is the one of the three that lets guests follow a view-only link with no account.
Which app handles multiple currencies best?
All three support multiple currencies; Splitwise gates some conversion features behind Pro, while SuperSplit includes multi-currency across 150-plus currencies on the free tier. Tricount supports it with insights as premium.